Tag Archives: life

What is the real cost of working

13 Oct

So unless you’re a farmer then chances are you have to at least in
some way, commute to work. Unless of course you are a hobo and
then….well…..you get the point.

I know lots of people drive or take the public transit to work so
let’s assume a person is paid roughly $40 000 per year or divide by 2080 working hours per year = $19.25 not bad you think
By the time you chisel down the net taxes ($6071.00) in ontario , you are at about $34,000 the fluctuating cost of fuel lets say at best $100 per week or $5,200 per year, you are down to about $29,000. insurance, maintenance on a vehicle and parking,about $200 at best per month if you can find it cheap enough then you are down to about $26,000 then take into account the intangible aspect of traveling to work. you know the time you spend it head bopping on the train or in the car trying to stay awake. lets say 1 hour each way AT BEST. SO that is 2 hours a day and at 260 working days a year = 520 hours traveling.

SO $26,000 which is what is left after you do all the stuff divide by the working hours 2,080 hours per year = $12.5 per hour.
Now take the 2080 working hours that you theoretically get paid for and add the 520 hours that you don’t get paid for and you are down to about $10.00 per Hour WOW.
Even if you work with the same salary and use public transit, a TTC Metro Pass for example will still cost you over a hundred bucks per month.

Having said all the above its not really my main point about the cost of working You Should also take into account that the time you spend commuting to a job is also time spent away from your family How much is that worth to you how much is At least one hour of travel each way costing you. What is the real Toll on your health and on your life and on your family. Think about it.

work the numbers you may find that working closer to home with less money may actually net you more at the end and give you more quality time. but then again it all depends on your priorities. It might be that you use the phrase that I always use the road to a successful marriage is to travel a lot. Think about it.

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What is the price of happiness?

16 Sep

So one night while I was trying to sleep I realized it just
wasn’t going to happen. I was thinking. I was thinking that I really
wanted to go to sleep, but mostly I was thinking that I am very happy
with life. I was also thinking about how much I really like stuff. You
see, I was watching Planet Luxury and CNBC Titans. If you haven’t seen
them, they are shows about successful people and their awesome toys.
It’s a bit like Lifestyles of the Rich and Famous, but without that
annoying Aussie Robin Leach….and of course the equally annoying
people featured on it.

Mostly what occurred to me was how many people accomplished this with
out divorcing and how many people end up making it with out loosing
touch with their kids? How many as they say became so successful
because their wife nags the hell out of them that they need to stay in
the office to do more work? My guess: NOT MANY.

You see I like what i have. I have a beautiful supporting wife, I have
wonderful kids, lots of sisters (god yes lots of them). Even
supporting extended family some of whom I want to kill sometimes but
they come as a package. I think in Canada I can’t just shoot my
brother in law even though at times I wish I could, but that is the
same with every family. Besides, at the root of it all I love them as
a whole and take the overwhelming good with the occasional bad.

So there I am thinking that yes I like what I have. I faced the fact
that I really like the toys and screw it, I like the STUFF.

Sure there are the bills but I am happy. Nothing is perfect. I did
wanted the toys and now I like to have the toys, I wanted a big house,
now I like to have a big house. Its interesting how things change and
how people change and priorities change. I would not want to miss my
sons gigantic imagination and his talking of wanting to build a car
with fire coming out of it and floating over all obstacles. These
things are beautiful and should never be extinguished. Besides, maybe
one day he’ll actually invent a Back to the Future Marty McFly hover
board that really does all of that.

I would not want to miss my daughters soberness and wanting to play
with her kazzilon barbies, baby dolls and play house. Or even my wife telling me
that she went shopping (saved money)and supported Wal Mart and Dollarama because
their earnings are down on the TSX and they needed capital injection
to sell people STUFF they don’t really need. Miles and miles of mall
after mall.

Mostly though I thought that I don’t want to miss any of this. It
does not mean I will stop working hard or trying to improve what we
have as a family, and for sure I will always work hard to achieve and
strive to be my best.

I have wild imagination for business and turning business around to
make money but not at the cost of what i have. Yes I can do away with
fewer bills, but Yet again who can’t.